When it comes to insurance, one size fits all doesn’t apply. We all have different needs and requirements, and the amount of coverage required by an individual could vastly differ from someone else’s needs. Therefore, it’s essential to have a customized insurance plan that provides the kind of coverage we need and caters to our unique requirements. The classic care plan by care health insurance is one such plan that can offer you a range of benefits, unlike any other insurance plan.
Image Source: Shutterstock
If you are looking for a new insurance plan or planning to upgrade to a better one, here are five reasons that make the classic care plan stand out in a world of limitless choices.
Zone-Based All India Affordable Premiums
No one should pay a premium amount that they don’t need to; therefore, the plan offers a zone-based premium option divided across three regions pan India and offers you a customized approach in terms of premium.
So, depending on where you live, your premium amount will vary. This is because even though healthcare costs are at an all-time high and are only set to go higher in the future, they still vary across states and regions, with some being more expensive than others.
- Zone 1: Mumbai, Thane, Delhi, Faridabad, Gurgaon, Ghaziabad and Noida, Ahmedabad, Baroda, Surat.
- Zone 2: Bangalore, Pune, Nasik, Rest of Gujarat.
- Zone 3: Rest of India
No Claim Bonus
If you work hard to stay fit, you should get rewarded for your efforts. The classic care plan offers 25% of the sum insured as a bonus for every claim-free policy year, and the cumulative bonus throughout the policy’s life can be as high as 150% of the sum insured.
Unlimited Automatic Recharge
Suppose your entire family ends up being hospitalized due to an unfortunate incident of an illness or accident. In that case, the plan allows you to add an amount equal to the sum insured at any time during the policy period.
It’s a huge benefit since you will still have cover to fall back on should you need it if you end up using the entire sum insured.
Coverage for Day Care Treatment
Procedures such as dialysis, chemotherapy, cataract surgery, etc., require less than 24 hours of hospitalization. Such systems fall under the daycare treatment category.
The classic care plan offers coverage for such treatment options so that you don’t have to dig into your savings just because your policy doesn’t cover hospitalization costs incurred for admissions lasting less than 24 hours.
Coverage for Covid-19
No insurance plan is complete without coverage for COVID-19. We have all witnessed the devastating effects of this disease, and God forbid, should you need treatment, it can result in extensive hospitalization with a lot of money spent on treatment.
The plan has you and your family covered in the unfortunate event of hospitalization due to COVID-19 so that you can access the best medical care without wiping out your savings.
The classic care plan by care health insurance is one of the finest medical coverages. The zone-based affordable premium and the program’s unmatched benefits are unrivaled.
Moreover, an industry-leading 95.2% claim settlement ratio in the house claims process and access to over 16,500+ medical care providers across India ensure that you don’t end up wasting precious time in cases of emergencies.
Give your family the care they need with the classic care plan and immediately secure their health.
If you have been looking for the most comprehensive insurance coverage, don’t wait and give them something that will safeguard their well-being and your financial health!
